Top 10 POS Software Solutions in Cebu (2025)

Cebu’s business landscape is evolving rapidly, from the bustling markets of Carbon to the modern commercial hubs of IT Park and Ayala Center. Local entrepreneurs face unique challenges: managing high foot traffic during Sinulog season, coordinating multiple payment methods preferred by both locals and tourists, and keeping up with Cebu’s growing digital economy.

According to a Technavio report, the global POS software market is projected to grow by USD 6.1 billion from 2023 to 2028, with a Compound Annual Growth Rate (CAGR) of 10.7%. This growth is driven by the increasing adoption of digital payments, contactless transactions, and real-time analytics, showing that POS software has become a critical tool for improving efficiency and visibility in retail and hospitality businesses.

Top POS Software in Cebu Shortlist

What is POS Software?

POS (Point of Sale) software serves as the digital command center for Cebu businesses, a unified platform where transactions, inventory, and customer data converge. But for Cebu entrepreneurs, it’s more than technology; it’s a bridge between traditional Filipino business values (like personalized customer relationships and ‘suki’ loyalty) and modern operational efficiency.

Modern POS systems designed for the Philippine market typically include:

• BIR-compliant receipt generation
• Integration with GCash, Maya, and local bank payments
• Multi-branch synchronization (ideal for Cebu’s expanding business chains)
• Tagalog/Bisaya language interface options
• Offline mode capability (essential during occasional power fluctuations)

Cebu’s Thriving Business Sectors That Benefit from POS Systems

A POS system benefits many industries, speeding up daily transactions and improving overall business operations. Businesses in all industries, from food service to retail and even specialized services, can greatly benefit from automation and better tracking.

If you’re wondering whether your business needs one, check out these industries that need POS software:

1. Lechon & Regional Food Businesses
   Cebu’s famous lechon enterprises, from CnT to Zubuchon, require POS systems capable of handling both retail sales and large catering orders with weight-based pricing.
2. Dried Goods & Pasalubong Shops
   The iconic dried mango and otap shops around Mactan Airport and Taboan Market benefit from inventory tracking systems designed for perishable goods with varying expiration dates
3. Furniture & Handicraft Retailers
   Mandaue’s furniture district needs POS solutions that handle custom orders, deposits, and complex delivery scheduling.
4. Dive Shops & Water Sports Rentals
   Moalboal and Malapascua’s dive operators require systems tracking equipment rentals, package deals, and instructor commissions.
5. IT Park & Tech Hub Businesses
   The modern cafes, co-working spaces, and retail shops in Cebu IT Park demand sophisticated POS systems with loyalty programs and mobile ordering.
6. Traditional Markets Going Digital
   Carbon Market vendors and Taboan dried fish sellers are increasingly adopting mobile POS solutions to accept GCash and card payments from younger customers.
7. Beauty & Wellness Centers
   From Ayala’s high-end spas to neighborhood salons, appointment scheduling integrated with POS streamlines service businesses.

With the right POS software, businesses across these industries can see major improvements. If your business falls into one of these categories, investing in a reliable POS system could be the smartest decision for smoother operations and better customer satisfaction.

List of Top POS Software Providers Available in Cebu (2025)

Now we’ve discussed what POS software is and already know if your business needs this software or not. Let’s dive into each of the 10 best POS software that is available in Cebu:

1. HashMicro

HashMicro is a powerful cloud-based POS software designed to help businesses simplify transactions, optimize inventory, and enhance financial management. Whether you run a retail shop, restaurant, or multi-branch enterprise, HashMicro offers a tailored solution to simplify your workflows.

With a focus on automation, this POS software eliminates repetitive tasks and provides real-time data insights, allowing businesses to make informed decisions faster. HashMicro’s integration with other essential business tools ensures smooth operations across different departments.

Now, let’s see some features that set HashMicro apart from other POS solutions:

• Stock Optimizer – Tracks stock levels in real-time and adjusts inventory based on sales trends to reduce overstock and prevent stockouts.
• Automated Promotion Management – Allows businesses to set up promotions and dynamic pricing across multiple channels to attract customers.
• Loyalty Points Management – Encourages repeat business with a flexible loyalty program that tracks customer points and rewards.
• Barcode and RFID Integration – Streamlines checkout and inventory tracking with accurate barcode and RFID scanning capabilities.
• In-depth Reporting Management – Provides detailed insights into sales, customer behavior, and operational performance for better decision-making.
• Hybrid Mode – Ensures uninterrupted transactions by allowing businesses to continue processing sales even during connectivity issues both online and offline.

Why choose Hashmicro? HashMicro simplifies business operations with seamless automation, making work faster and stress-free. Its smart integrations and intuitive design create a smooth experience.

2. Oracle Simphony

Oracle Simphony is a cloud-based POS system built for the fast-paced needs of the hospitality and food service industry. It provides businesses with real-time insights, seamless order management, and automated reporting to enhance efficiency and customer experience.

With its AI-driven analytics and strong integration with Oracle’s business solutions, Simphony helps businesses make data-driven decisions. It simplifies complex workflows, ensuring smoother service and faster transactions.

Here are some features of Oracle Symphony:

• Smart Inventory Management – Automates stock tracking to reduce waste and ensure essential ingredients or products never run out.
• Real-Time Table Management – Provides up-to-date views of table statuses, helping staff manage seating and improve service efficiency. ​
• Menu Management – Enables centralized updates to menu items, prices, and promotions across all POS devices and digital platforms. ​
• Kitchen Display Systems (KDS) – Replaces paper tickets with digital displays in the kitchen, improving order accuracy and communication among staff. ​
• Reporting and Analytics – Offers real-time performance data and customizable reports to help businesses make informed decisions.

Why choose Oracle? Oracle Simphony elevates businesses with powerful automation, reducing wait times and boosting efficiency. Its smart analytics and cloud capabilities help businesses grow effortlessly.

3. Storehub

StoreHub has built a notable presence in Southeast Asia’s SME market, and Cebu businesses have begun adopting the platform for its regional relevance. Unlike purely Western solutions, StoreHub understands the operational rhythms of Philippine retail, from palengke-style bargaining to the high-volume sales during local fiestas.

The platform offers tiered pricing that accommodates Cebu’s diverse business spectrum, from single-owner sari-sari stores upgrading to digital systems to established retail chains in SM Seaside. StoreHub’s QR ordering feature has proven particularly popular among Cebu’s food establishments, reducing contact during the post-pandemic period while speeding up service.

Regional Advantages for Cebu:

• Southeast Asian company with understanding of local market dynamics
• Customer support available in Philippine time zones
• Pre-built integrations with Grab, foodpanda, and local delivery services
• Training materials available in Tagalog

Cebu-Specific Use Cases:

• Beach resort boutiques in Mactan
• Food courts in Cebu’s malls
• Retail chains with branches across Metro Cebu

Why choose Storehub? Storehub makes running a business easier with smart automation and seamless inventory tracking. Its user-friendly design and cloud features ensure smooth operations.

4. Shopify

For Cebu entrepreneurs eyeing both physical retail and online expansion, Shopify offers a unified commerce solution that has gained popularity among the city’s tech-savvy business owners. The platform is particularly favored by Cebu’s growing community of artisan product sellers, dried mango exporters, and fashion boutiques looking to reach customers beyond Visayas.

Shopify’s appeal in Cebu lies in its ability to connect local retail operations with international e-commerce, a crucial feature for businesses targeting the Filipino diaspora or tourists who discovered their products during visits to Cebu. The system supports multiple currencies, making it easier for Cebu-based businesses to accept orders from abroad while managing their local storefront.

Features Particularly Useful for Cebu Businesses:

• Cross-Border Selling – Accept USD, AUD (for the large Australian tourist market), and other currencies alongside PHP
• Integrated Shipping Calculator – Connect with local couriers like LBC, J&T, and Flash Express for Visayas delivery rates
• Social Commerce – Sell directly through Facebook and Instagram, popular platforms for Cebu’s online shoppers
• Inventory Sync – Automatically update stock across your Shopify store and Cebu physical location

Why choose Shopify? Shopify simplifies retail by connecting online and in-store sales in one system. It’s seamless integration and smart tools help businesses sell effortlessly.

5. Clover

Clover’s all-in-one hardware-software bundle presents an interesting option for Cebu businesses seeking a turnkey POS solution. The system is particularly visible in Cebu’s shopping malls, where its sleek terminal design appeals to retailers prioritizing modern store aesthetics.

For Cebu entrepreneurs, Clover’s main draw is its simplicity; the pre-configured hardware eliminates the technical setup that can be challenging for businesses
without dedicated IT staff. However, potential users should note that Clover’s payment processing is primarily optimized for US markets, requiring the Philippine businesses to use workarounds or third-party processors.

Hardware Options Available

• Clover Station (full countertop setup)
• Clover Mini (compact for smaller Cebu retail spaces)
• Clover Flex (portable for table service or outdoor events)

Why choose Clover? Cebu businesses seeking polished hardware aesthetics with straightforward operations

6. Loyverse

For Cebu’s budget-conscious entrepreneurs, Loyverse offers an attractive proposition: a functional POS system at zero monthly cost. This freemium model
has made Loyverse popular among Cebu’s startup community, market stall owners, and small cafes are testing digital operations before committing to premium solutions.

The platform runs on Android devices, which aligns well with the Philippine market, where affordable Android tablets are readily available from IT hubs like
Cybergate or SM Cyberzone. Cebu businesses can essentially launch a basic digital POS system for under ₱10,000 (device included).

Why Cebu Small Businesses Consider Loyverse:

• No monthly fees for core features
• Works on affordable Android tablets
• Simple setup without technical expertise
• Sufficient for businesses processing under 1,000 transactions monthly

Free Features Include:

• Basic sales processing
• Simple inventory tracking
• Customer database
• Sales analytics dashboard

Paid Add-Ons (Optional):

• Employee management
• Advanced inventory features
• Multi-store support

Reality Check for Cebu Businesses:

• Limited scalability for growing operations
• Premium features require subscription
• Support primarily through online resources
• Not ideal for complex, multi-location businesses

Why choose Loyverse? Loyverse offers a cost-effective POS solution with loyalty features and real-time analytics, helping small businesses grow without the burden of high costs.

7. Ansi

Ansi is a feature-rich POS system designed for businesses seeking an affordable yet efficient solution for managing transactions and operations. It is particularly well-suited for retail, hospitality, and service-based industries, offering powerful tools to track inventory and improve customer interactions.

Ansi helps businesses optimize workflow and enhance efficiency with an intuitive interface and cloud-based functionality. Its automated features reduce manual tasks, allowing businesses to focus on growth.

Here are some features of Ansi:

• Real-Time Inventory Management – Automatically updates stock levels to prevent shortages and overstocking.
• Multi-Payment Support – Accepts various payment methods, including credit cards, e-wallets, and cash.
• Cloud-Based Accessibility – Allows remote access to sales and business data from any device.
• Customer Loyalty & Promotions – Tracks customer purchases and automates rewards to increase retention.
• Comprehensive Sales Reporting – Provides insights into revenue, transactions, and business performance.

Why choose Ansi? Ansi simplifies business operations with real-time tracking, automation, and seamless integrations, making daily management easier and more efficient.

8. Mosaic

Mosaic is a robust POS system designed to help businesses improve efficiency, manage sales, and optimize customer service. It offers a seamless platform for retail stores, restaurants, and service-based businesses looking for a comprehensive solution to streamline operations.

With cloud-based functionality and strong reporting tools, Mosaic provides real-time insights that help businesses make smarter decisions. Its user-friendly interface ensures smooth transactions and better workflow management.

Here are some features of Mosaic:

• Cloud-Based POS System – Allows businesses to process transactions and access sales data from anywhere.
• Multi-Store Management – Enables centralized control for businesses operating multiple locations.
• Automated Inventory Tracking – Keeps stock levels updated in real-time to prevent shortages and overstocking.
• Customer Loyalty Programs – Helps businesses build long-term relationships with rewards and promotions.
• Advanced Sales Reporting – Provides detailed insights into business performance and customer trends.

Why choose Mosaic? Mosaic enhances business efficiency with real-time tracking and automation, making daily operations seamless and hassle-free.

9. Qashier

Qashier is an all-in-one smart POS system designed to help small and medium businesses easily streamline their operations. It combines hardware, software, and payment processing into a seamless platform, making transactions faster and more efficient.

With cloud-based capabilities, Qashier allows businesses to track sales, manage inventory, and access insights from anywhere. Its automation tools help simplify workflows, reduce human errors, and improve customer experience.

Here are some features of Qashier:

• Smart Payment Processing – Accepts multiple payment methods, including credit cards, e-wallets, and QR payments.
• Cloud-Based POS – Enables remote access to sales and inventory data anytime, anywhere.
• Automated Inventory Management – Tracks stock levels in real-time to prevent shortages and overstocking.
• Customizable POS System – Offers tailored solutions to fit different business needs.
• Data-Driven Sales Insights – Provides real-time reports and analytics to help businesses make informed decisions.

Why choose Qashier? Qashier provides a hassle-free, all-in-one POS system with smart automation, making daily business operations smooth and stress-free.

10. Tagrain

Tagrain is a cloud-based POS system designed for small and medium-sized businesses looking for a cost-effective yet powerful solution. It offers easy-to-use tools for managing sales and customer relationships, making it ideal for retail shops and service providers.

With its intuitive interface and seamless cloud integration, Tagrain allows business owners to track transactions, automate workflows, and access real-time data from anywhere.

Here are some features of Tagrain:

• Cloud-Based POS – Enables businesses to manage sales and inventory remotely with real-time data access.
• Multi-Store Management – Supports businesses with multiple outlets, ensuring centralized control over operations.
• Flexible Payment Options – Accepts various payment methods, including cash, credit cards, and digital wallets.
• Customer Loyalty Programs – Enhances customer engagement with built-in rewards and promotions.
• Advanced Sales Analytics – Provides in-depth insights to help businesses optimize performance and drive sales.

Why choose Tagrain? Tagrain simplifies business operations with cloud accessibility and smart automation, helping businesses grow efficiently and hassle-free.

Features to Consider When Choosing POS Software in Cebu

Choosing the right POS software is crucial for streamlining business operations and improving customer experience. A great system should simplify tasks, provide useful insights, and integrate seamlessly with your existing tools.

Here are the must-have features to look for in a POS system:

1. Ease of Use & User Interface – A simple and intuitive design makes it easy for employees to learn and reduces errors.
2. Inventory Management – Helps track stock levels in real time to prevent shortages and overstocking.
3. Sales Reporting & Analytics – Provides insights into sales trends and business performance to guide decision-making.
4. Integration & Compatibility – Connects with accounting, e-commerce, and other software for smooth business operations.
5. Customer Relationship Management (CRM) – Manages customer data, loyalty programs, and purchase history to boost retention.
6. Payment Processing – Supports various payment methods like cash, credit cards, and digital wallets for convenience.
7. Mobile & Cloud Accessibility – Allows business owners to access sales and inventory data anytime, anywhere.
8. Security & Compliance – Protects sensitive business and customer data with encryption and role-based access.
9. Offline Mode for Unstable Internet – Cebu’s internet connectivity can be unpredictable, so a POS system with offline functionality ensures uninterrupted transactions.

Having these features ensures your POS system works efficiently and supports business growth. The right POS software will not only speed up transactions but also help you manage operations effectively, giving you more time to focus on serving your customers.

Common Mistakes to Avoid When Choosing POS Software in Cebu

Selecting the right POS software is a big decision that can impact your business operations in the long run. Many businesses rush into buying a system without considering key factors, leading to costly mistakes.

To avoid frustration, it’s important to know the common pitfalls business owners encounter. Here are five mistakes to steer clear of:

1. Ignoring Scalability – Choosing a system that can’t grow with your business can lead to costly upgrades later.
2. Overlooking Integration Capabilities – A POS system that doesn’t integrate with accounting or e-commerce platforms can create workflow inefficiencies.
3. Underestimating Training & Support – A complex system with little support can slow down your team and cause unnecessary downtime.
4. Neglecting Data Security & Privacy – Without proper security measures, customer and financial data could be at risk of breaches.
5. Choosing Based Solely on Price – The cheapest option may lack essential features, leading to operational inefficiencies and higher costs in the long run.

Avoiding these mistakes will help you choose a POS system that improves efficiency and supports business growth. Take the time to research, request demos, and evaluate each system’s capabilities to ensure it aligns with your long-term business goals.

Conclusion

POS software is a digital tool that helps businesses process transactions and manage operations easily. It enables seamless sales tracking, inventory control, and more to improve business performance. Choosing the right system, such as HashMicro’s POS System, ensures smoother operations and better customer satisfaction.

Investing in the right POS software can save time, reduce errors, and boost overall business growth. Make sure to evaluate key features, integration options, and pricing before making a decision. Ready to experience how the HashMicro’s POS system can transform your business? Book a free demo today!

Frequently Asked Questions

• What is the most popular POS software?

  The most popular POS software depends on the industry and business needs. In Cebu, top choices include HashMicro for customizable enterprise solutions, Oracle Simphony for hospitality and food service, Shopify for retail with e-commerce integration, and Loyverse for small businesses looking for a free POS system.

• What is the disadvantage of POS?

  One disadvantage of POS systems is their reliance on internet connectivity, which can cause disruptions if the connection is unstable. However, some POS solutions, like HashMicro and Tagrain, offer offline mode to keep transactions running even when the internet is down. Additionally, some POS software comes with high upfront or subscription costs, and advanced features may require additional fees or training.

• What are the three types of POS?

  The three main types of POS systems are:
  – Cloud-Based POS – Stores data online, allowing real-time access from anywhere, ideal for businesses with multiple locations.
  – Traditional/On-Premise POS – Installed on local devices and doesn’t require an internet connection, but has limited remote accessibility.
  – Mobile POS (mPOS) – Runs on smartphones or tablets, offering flexibility for businesses like food trucks, pop-up stores, and small retailers.